Cancel-For-Any-Reason InsuranceFAQ

Travel insurance polices that include CFAR coverage allow a passenger to cancel their travel and receive back a percentage of their travel payments. For John Hancock, Manulife, and Faye, this figure is 75%. CFAR must typically be purchased within 14-days of the initial deposit date for US residents, and within 72-hours for Canadian residents.

You are not required to buy CFAR coverage. Passengers can choose self-insure against the possibility that they will cancel their non-refundable Bare Necessities cruise for reasons not covered by the less expensive traditional travel insurance.

At this time, there is no requirement from NCL, Star Clippers, or Scenic that  passengers must have any level of  travel insurance. If this changes, Bare Necessities will notify its passengers.

Policies including a CFAR coverage are priced according to insured amount and the age of the travelers. A recent John Hancock example based upon a couple aged 65 and 70 was approximately 19% of the insured amount. 

A John Hancock example policy, based upon Texas residency, can be found here:  https://www.johnhancocktravel.com/policy/Gold/LT007-JHT-Gold-TX.pdf

Please email Bare Necessities at info@cruisebare.com  if you cannot find an answer to your question.